How is Medicare Advantage developing in Benzie County, Michigan?

Data through Plan year 2026, with 2023–2026 penetration history · Updated May 1, 2026 static extract

Benzie County's MA penetration is 46.2% — below the 57.8% national share by 11.6 points, with 0.018M MA enrollees of 0.04M Medicare beneficiaries as of Plan year 2026, with 2023–2026 penetration history. It ranks 5 of 5 Michigan counties by penetration.

Moderate base: figures carry a ±0.25 pt band; small year-to-year moves may be noise rather than trend.

46.2%
Plan year 2026, with 2023–2026 penetration history
+0.87 pts
YoY velocity
prior year → Plan year 2026, with 2023–2026 penetration history
2
Carriers competing
Plan year 2026, with 2023–2026 penetration history
16%
D-SNP share of MA
Plan year 2026, with 2023–2026 penetration history

Penetration trajectory, 2023–2026

0%22.5%45%67.5%90%2023202420252026MA % of Medicare

MA share of all Medicare beneficiaries in the county, plan years 2023–2026. Plan year 2026, with 2023–2026 penetration history.

Market structure in Benzie County

Top carrierBCBSMich
Carriers competing2
MA enrollees0.018M
Total Medicare beneficiaries0.04M
D-SNP share of MA16%
Market typeConversion (sub-50% penetration)

County carrier and D-SNP figures are the CPSC county extract (Plan year 2026, with 2023–2026 penetration history). Carrier-level enrollment and stars are tracked at the state level.

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So what / Now what

Benzie County still has conversion runway — at 46.2% penetration, growth can come from Original Medicare ageing-in and first-time switchers rather than head-to-head share fights.

Neighboring Michigan counties

Provenance — County-level MA market snapshot (76 tracked counties)
Source file
CMS MA Enrollment by State/County/Plan (CPSC monthly files)
Vintage
Plan year 2026, with 2023–2026 penetration history
Last updated
May 1, 2026
Refresh cadence
Monthly (pipeline pending; currently a curated extract)
Method
Penetration, D-SNP share, carrier count and top carrier per county compiled from CPSC files for 76 high-signal counties.
Known limitations
Covers 76 tracked counties, not all ~3,100. Velocity = simple YoY penetration point change.